Effective Date: June 2026

Educational and Informational Purposes Only

All information provided by Morgan Blackman, Holistic Bucks Coaching Inc., The Wealth Well™, and through this website, blog, podcast, social media channels, webinars, workshops, courses, coaching programs, newsletters, downloadable resources, and other materials is intended for educational and informational purposes only.

The content shared is designed to support financial wellness, personal growth, financial confidence, money mindset development, and financial education. It is not intended to be a substitute for professional financial, investment, legal, tax, accounting, medical, or mental health advice.

You should always seek the advice of a qualified professional regarding your individual circumstances before making financial, investment, legal, tax, or business decisions.

Not Financial Advice

Morgan Blackman is a Financial Wellness Coach and educator.

Morgan Blackman is not acting as a licensed financial planner, investment advisor, securities dealer, accountant, lawyer, or tax professional through this website or any associated content, products, services, programs, webinars, workshops, or coaching engagements.

Nothing contained on this website or communicated through our programs should be interpreted as personalized financial advice, investment advice, financial planning advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any investment, security, asset, or financial product.

Any examples, illustrations, opinions, strategies, tools, educational content, or discussions relating to money, investing, saving, debt repayment, budgeting, entrepreneurship, or wealth-building are provided for general educational purposes only.

No Professional-Client Relationship

Your use of this website, participation in any free or paid program, attendance at any webinar, or consumption of any content does not establish a financial advisor-client relationship, fiduciary relationship, attorney-client relationship, therapist-client relationship, or any other regulated professional relationship.

Any coaching relationship entered into is strictly a coaching and educational relationship.

Personal Responsibility

You acknowledge that you are voluntarily using the information provided through this website and our services and that you are solely responsible for your decisions, actions, and results.

You accept full responsibility for your financial choices, investment decisions, business decisions, spending habits, savings goals, debt repayment strategies, and any other actions taken based on information obtained through our content, products, programs, or services.

You agree to conduct your own due diligence and seek professional advice where appropriate before making decisions that may impact your finances, business, health, or personal life.

No Guarantees

While we are committed to providing valuable educational content and coaching support, we make no guarantees regarding any specific outcome, result, earnings level, financial improvement, debt reduction, savings achievement, investment performance, business growth, or personal success.

Every individual is unique and results will vary based on numerous factors including, but not limited to:

• Personal circumstances

• Financial situation

• Experience

• Knowledge

• Skills

• Market conditions

• Commitment

• Effort

• Consistency

• External economic factors

Past results do not guarantee future outcomes.

Earnings Disclaimer

Any earnings statements, income examples, success stories, testimonials, case studies, financial milestones, or business results shared by Morgan Blackman, Holistic Bucks Coaching Inc., clients, students, affiliates, partners, or guest contributors are provided for illustrative and educational purposes only.

These examples are not intended to represent or guarantee that anyone will achieve the same or similar results.

There is no assurance that any prior success, income level, financial milestone, or business outcome can or will be duplicated in the future.

As with any educational program, coaching service, business activity, or investment decision, results will vary based on individual effort, circumstances, experience, market conditions, and numerous other factors beyond our control.

Investment Risk Disclosure

Any discussion of investing, ethical investing, stock market investing, exchange-traded funds (ETFs), retirement planning concepts, wealth-building strategies, or financial products is intended solely for educational purposes.

All investments involve risk, including the possible loss of principal.

Nothing presented by Morgan Blackman or Holistic Bucks Coaching Inc. constitutes investment advice or a recommendation to purchase, sell, or hold any security or investment product.

You remain solely responsible for any investment decisions you make.

Testimonials

Testimonials displayed on this website represent the experiences of individual clients and students.

Testimonials are not intended to guarantee that current or future clients will achieve similar outcomes.

Individual results will vary.

Accuracy of Information

We strive to provide accurate, current, and valuable information. However, we make no representations or warranties regarding the completeness, reliability, suitability, accuracy, or timeliness of any information provided.

Financial regulations, tax laws, investment markets, economic conditions, and business practices change frequently. Information that was accurate at the time of publication may become outdated.

You are responsible for verifying any information before relying upon it.

Third-Party Content and Links

This website may contain links to third-party websites, products, services, resources, or educational materials.

These links are provided solely for convenience and informational purposes.

Morgan Blackman and Holistic Bucks Coaching Inc. do not guarantee, endorse, or assume responsibility for the accuracy, reliability, products, services, or content of any third-party websites.

Limitation of Liability

To the fullest extent permitted by applicable law, Morgan Blackman and Holistic Bucks Coaching Inc. disclaim all liability for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of this website, its content, or any products, programs, services, webinars, workshops, coaching engagements, or educational materials.

Your use of all information and resources provided is entirely at your own risk.

Contact Information

If you have questions regarding this Disclaimer, please contact:

Morgan Blackman
Holistic Bucks Coaching Inc.
Email: hello@morganblackman.com
Website: www.morganblackman.com